by Megan Bittner
Is it ever too early to start learning how to save and spend money wisely? Answer this question in this week’s Homeschool Classroom, and discover some great tips for how and why to include financial budgeting in your homeschool curriculum, as well as excellent activities and resources for teaching children of all ages the value of money.
Teaching About Money
Should children earn an allowance for performing their family chores? Steve & Annette Economides of Money Smart Family
share their thoughts here
Financial guru Dave Ramsey offers a wealth of information on family finances, including how to talk to your kids about money
, tips for introducing financial responsibility to kids
of all ages, and how to raise “money-smart” kids
Explore these 20 ways to teach kids financial responsibility
at any age.
Activities and Resources
These free printables from Self-Sufficient Kids
can help younger children keep track of their earning, saving, and spending
Chelsea from Mama Fish Saves
shares tips and tricks for teaching your preschooler about money
This catchy song
can help younger children remember the value of coins, and each verse presents a scenario in which the narrator must determine how much money he is spending on a given item.
If you’re looking for a new game for a family night, you might try one of these suggestions from Wise Bread
. Discover six board games designed to teach about money, saving, and debt
, in a fun, family-friendly way.
These interactive budgeting activities
are a fun way for kids to get involved in family finances and can provide great motivation for you as you model financial responsibility.
Check out these free, online money counting games,
with game options geared toward children in preschool through elementary school.
is a fun, simple way for younger children to learn and remember the values of coins. Try these free printables from Let’s Explore
or create your own cards!
This budgeting game
from Design Mom
requires a bit of a time investment on the part of the parent to set up, but can be an engaging way for teens to learn lifelong lessons about money management. It is easily customizable to reflect your teen’s interests, age, and evolving priorities.
Browse this list of mobile apps for the college-bound teen
for some more high-tech options for tracking spending and saving into young adulthood.
Simple picture and story books can be a great way to introduce topics to younger children. These are just a few of many children’s books with themes focusing on money and saving.
*Some of the links below are affiliate links, and HEAV will earn a small commission should you purchase through these links.
Just Saving My Money
by Mercer Mayer
The Berenstain Bears Dollars and Sense
by Stan and Jan Berenstain
The Berenstain Bears Trouble with Money
by Stan and Jan Berenstain
Rock, Brock, and the Savings Shock
by Sheila Bair
A Chair for My Mother
by Vera B. Williams
Lemonade in Winter
by Emily Jenkins
Arthur’s Funny Money
by Lillian Hoban
The Toothpaste Millionaire
by Jean Merrill
The Nickel-Plated Beauty
by Patricia Beatty (Kindle edition)
Do your kids earn an allowance or extra money for doing chores around the house? Share your thoughts in the comments below!